Federal law requires us to tell you how we collect, use, share, and protect your personal information. Federal law also limits how we can use your information. Protecting the privacy and security of consumers' personal information is very important to us. Please read this notice carefully to understand what we do with the personal information we collect.

Facts

What Does Millhiser Smith Do With Your Personal Information

What?

The types of personal information we collect and share depend on the product or service you have with us. The information can include but is not limited to:

  • Social Security Number
  • Date of Birth
  • Driving Record
  • Credit History
  • Insurance Score History

Why?

Insurance companies choose how they share your personal information. Federal and state law gives consumers the right to limit some, but not all, sharing.

How?

Insurance companies need to share customers' personal information to run their everyday business. In the section below we list the reasons insurance companies can share their customers' personal information.

Reasons We Can Share Your Personal Information

For our everyday business purposes – such as to process and service insurance transactions, maintain your account(s)

  • Does Millhiser Smith Agency Inc. share? – Yes
  • Can you limit sharing? – No

For our marketing purposes – to offer our products and services to you

  • Does Millhiser Smith Agency Inc. share? – Yes
  • Can you limit sharing? – No

For joint marketing with other financial companies

  • Does Millhiser Smith Agency Inc. share? – Yes
  • Can you limit sharing? – No

For our affiliates' everyday business purposes – information about your transactions and experiences

  • Does Millhiser Smith Agency Inc. share? – Yes
  • Can you limit sharing? – In some instances

For our affiliates' everyday business purposes – information about your creditworthiness

  • Does Millhiser Smith Agency Inc. share? – Yes
  • Can you limit sharing? – No

For nonaffiliates to market to you

  • Does Millhiser Smith Agency Inc. share? – No
  • Can you limit sharing? – We do not share

To limit our sharing

Call (319) 365 - 8611 or (319) 765 - 8611. We will provide you with a signatory form to opt out of such disclosures to non-affiliated third parties.

Questions?

Call (319) 365 - 8611 or (319) 765 - 8611.

Who we are

Who is providing this notice?

The Millhiser Smith Agency Inc. is providing this notice.

What we do

How does Millhiser Smith Agency, Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we maintain physical, electronic and procedural safeguards that comply with federal regulations.

How does Millhiser Smith Agency, Inc. collect my personal information?

We collect non-public personal information from the following sources:

  • Information we receive from you on applications or other forms
  • Information we receive about your transactions with us, our affiliates or others
  • Information we receive from a consumer reporting agency
  • Information about your transactions with non-affiliated third parties
Why can't I limit all sharing

Federal law gives you the right to limit some but not all sharing related to:

  • Affiliates' everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Nonaffiliates to market to you
What happens when I limit sharing for a policy I hold jointly with someone else?

Your choices will apply to everyone on your policy.

Definitions

Affiliates – Companies related by common ownership or control. They can be financial and nonfincancial companies.

Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint Marketing – A formal agreement between nonaffiliated financial companies that together market insurance products or services to you.

Reservation of the Right to Disclose Information in Unforseen Circumstances

In connection with the potential sale or transfer of its interests, Millhiser Smith Agency, Inc. reserves the right to sell or transfer your information (including but not limited to your name, address, age, sex, zip code, state and country of residency and other information that you provide through other communications) to a third party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be Millhiser Smith Agency, Inc.’s successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.

Modifications

Millhiser Smith Agency, Inc. reserves the right, at any time, to change or modify our policies on the use of information you provide us, and will post the revised policy on our website. We recommend that you review our privacy policy each time you are asked to provide personal information.